For those looking to see the world and give back at the same time, consider these must-see destinations. As Cathy and Don McCallum reached retirement in 2007 – she was a teacher, he was a banker – they began thinking about what they should do after they stopped working. The North Bay, Ontario, couple knew they wanted to travel, but they didn’t just want to sit on a beach or do the usual sightseeing. They’ve always volunteered in their community...

Most Canadians who are retired and have a pension income will find themselves exposed to an additional 13% in income taxes per year throughout their retirement years.* The good news, however, is that this 13% annual increase* in income taxes can be avoided or reduced. By attending these upcoming information sessions, you will quickly learn if this change will affect you and more importantly, how you can take control to reduce this negative tax...

In the 1990s, there may have been no bigger Canadian music industry player than Paul Alofs. During that decade, the Windsor-born execuitve was president of HMV Canada and BMG Canada, the domestic arm of one of the largest record labels in the world. He also spent two years at Disney, running the company’s 500 stores, and as an executive at MP3.com, just as the music industry’s digital revolution was about to unfold. Somewhere along the line,...

You used to dream of getting away in the winter to a place where the sun kisses your skin and you could wear flip-flops daily. Now that dream’s a reality – you spend your winters playing canasta and perfecting your golf swing down south. While it’s exciting to escape the winter weather, you now have homes to maintain in different countries. Transitioning from one place to another can be a lot of work, but with a little preparation you can...

Business owners are quick to insure their business against the loss of property, but the asset you should be protecting might be your valuable employees.   A key employee is anyone whose special skills make a major contribution to the bottom line. Examples include the active business owner, employees who have strong relationships with valued customers, and any employee who has specialized knowledge who cannot be easily replaced. Insurance...