To be a successful saver, you’ll need to get your risk profile right. Whether you’re new to investing or have had a lifetime of stock market experience, there’s one thing that can derail a financial plan: the fear of losing money. History is littered with stories of people who have created plans, only to tear them up after a recession or some unexpected drop in the market. Investing isn’t just about picking securities that will make money. It’s...

It’s the big question current and aspiring homeowners ask themselves about their house: To build or not to build? How do you know what’s right for you? Choosing your next – or your first – home involves making a multitude of decisions. Primarily, you must make a choice between buying re-sale (an existing home that has had a previous owner) or working with a developer to build a new, custom home. That decision depends on a number of factors,...

Thursday, March 23rd 11am – 12pm 228 Pine Street, Sudbury, ON (Boardroom Entrance) Please RSVP to attend the in-person event: rsvp@normanpiche.ca 705-675-5495   Topics to include: – understanding business income taxes – Best Practices for cash flow – investment options – how to manage expenses – how to protect your income potential – how to put you and your family first Norm will also be available...

How to say yes to the dress and no to long-term wedding debt. Marriage rates may be declining, but a quick glance at the TV listings leaves little doubt that weddings are trendier than ever, with the popularity of nuptial themed reality shows like Say Yes to the Dress and offshoots on the rise. It’s no wonder that, quickly after the proposal (and often before), couples start envisioning how their wedding will unfold. Destination weddings are...

Why etiquette matters when you take clients out for lunch. Chewing with their mouths open. Doing awkward things with napkins and utensils. Speaking casually with wait staff. Such was the business-lunch behaviour of a Bay Street sales team that Linda Allan, a Toronto-based management consultant and trainer who offers business-etiquette training, met up with a few years ago. She was hired by the VP of sales, who’d been told to “fix it, and fast”...